The CMFPD obtained a lower ISO Rating in 2009!!!

Here’s How You Can Lower Your Monthly Homeowners Insurance Premium!!!!!

Because of our lower ISO rating now (the lower the better) you can get a reduction on your homeowners insurance. Call your insurance agent and tell them we now have an ISO rating of 6. Contact the fire station for more information at (435) 682-3225.

Several years ago our Fire Chief, Ken Johnson, made a goal to lower our ISO rating. This required the purchase of equipment as well as staffed and trained personnel. Some current Board members also supported the Chief in achieving this goal. It required the current Board to approve spending money where necessary to obtain the equipment required to lower the current ISO rating. When this process started our ISO rating was as high as it could be; a 10 – that was a bad thing. The Chief’s goal was to lower it to a 7. This spring all his efforts paid off. The Chief requested an ISO field survey and our District was awarded a 6 rating. Again, the lower the rating the better. Congratulations, and thank you to our Fire Chief. Because of his efforts and the support of some of the Board members, we all have an opportunity to save money on our monthly insurance premium.

What were some of the things the Fire Chief had to do to get that lower rating? Residents had to be within a five-mile radius of a fire station. Up until 2008, the residents of Elk Ridge, for example, were outside of that radius. A fire station was built in Elk Ridge to (among many reasons) lower their ISO rating. SCBA gear was purchased for all firefighters. The engine pumping capacity was drastically increased. The District purchased a structural firefighter engine that complied with the requirements of the National Fire Protection Association. The CMFPD volunteers were trained in both wildland AND structural fire fighting. The Department is also trained in Hazmat.

Now the challenge is to keep our Class 6 rating. To do that constant maintenance and upkeep of equipment, facilities, records, and infrastructure must occur. Volunteers must continue their training and certification. All of this has a price tag.